Banks often charge monthly fees for not meeting certain balance requirements or for accessing special perks. While these fees might seem non-negotiable, with Pine, you can get these unnecessary charges refunded quickly and stress-free. Pine’s AI-driven agent takes care of contacting your bank, negotiating on your behalf, and ensuring that you’re not overpaying for services you don’t need.
Why Do Banks Charge Monthly Fees?
Banks are businesses, and one way they generate revenue is through monthly maintenance fees. These fees, which can range from $6.95 to $12 per month, help banks cover operational costs and pay for perks they offer, such as:
- Free ATM usage outside their network
- Overdraft coverage protection
- Cashback rewards for specific spending thresholds
While these perks can be beneficial, they often come at a cost. Pine can help you avoid paying these unnecessary fees and work with your bank to secure refunds.
How to Avoid Monthly Maintenance Fees with Pine
There are several ways you can avoid paying monthly fees, such as:
- Maintaining a minimum balance
- Setting up a recurring direct deposit
- Using your debit card frequently
- Negotiating directly with your bank for refunds
But instead of handling all these tasks yourself, Pine automates the process. Pine’s AI agent will negotiate with your bank to refund any excessive or unjustified charges, ensuring you save both time and money.
Pine Makes It Easy
If you’re tired of high bank fees, let Pine take control of the process for you. No more waiting on hold with customer service or struggling to negotiate refunds. Pine handles everything, giving you back control of your money.
